Borrow & lend with your community — in one app.

The borrow and lend app for your community: borrow items from your neighbors, lend what you own, swap and book trusted local services — all within your circle.

Coming soon onPlay Store Coming soon onApp Store

ID-verified members

Protected payments

Trust scores

Built for diaspora communities

BorrowBuddy app in action: swapping items, booking a verified nanny and finding local gigs

Platform pillars

Borrow, lend, swap, send, book, plan and ask AMARIS.

12+

Service categories

Trusted providers for everyday home and family needs.

Verified members

Identity verification and trust scoring built in.

24/7

AMARIS AI support

Instant AI help for finding people, items and services.

The 7 Pillars

One ecosystem. Seven ways to thrive.

Built for African and diaspora communities — real people, real trust, real impact.

Borrowing

Tap into your circle for tools, gear and everyday essentials.

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Lending

Earn from items you already own — safely and on your terms.

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Events

Plan, share and discover community gatherings with ease.

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Swaps

Bring back the barter system. Trade what you have for what you need.

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Services

Find vetted local providers — from plumbers to tutors.

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CTC™ Time Banking

Tracked time for caregiving and community support — every hour recognized.

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AMARIS AI

Your assistant that finds the right person, item or service in seconds.

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Trusted Services

For every home, every family.

Carpenters, plumbers, home cleaners and more — quality you can trust, people you can rely on.

Borrow & Lend

How it works

Get started in four simple steps.

Create your profile

Verify your identity to join a trusted community circle.

Pick your circle

Join your neighborhood, family or diaspora group.

Borrow, lend or swap

Find what you need or share what you have — with verified, trusted members.

Build your trust score

Every action protected. Every contribution recognized.

CTC™ — Trust Score

Every minute tracked.
Every action protected.

Fair, transparent, real-time compensation for caregiving and community support.

A young caregiver tenderly holding hands with an elderly community member

Live session

00:00:00

Hours

Minutes

Seconds

Earned this session$ 0

Our signature innovation — recognizing the time you give.

How CTC™ time banking works

Events

Discover. Check-In. Experience.

Find events near you, scan QR tickets instantly, and enjoy unforgettable community moments.

Events: discovery, QR check-in and live experience

AMARIS AI

Just ask. AMARIS finds it.

The intelligent assistant that connects you with the right people, items and services around you — instantly.

A woman smiling while chatting with AMARIS AI on her phone

I need a plumber today before 6pm

I found 3 verified plumbers within 2km

Top match: Tunde A. — 4.9★, available today

Estimated cost: $90 – $140 • Verified & ready to book

Try: "Find a tent for camping this weekend"

Trust & safety

Built so you can trust every transaction.

Verified profiles

ID & community-vetted users only.

Secure handoffs

Photo-verified condition checks on pickup and return.

GPS tracking

Live location sharing for safer handovers.

Trust scoring

Every action builds your community reputation.

Loved by the community

Real people. Real trust.

BorrowBuddy connected me with a tutor for my daughter in less than an hour. The verified profiles gave me real peace of mind.

Amara O.

Lagos, Nigeria

I rent out my drone now and earn weekly. The trust score keeps everyone honest — it just works.

Kwame B.

Accra, Ghana

Swapping a travel cot for a bike and finding a hairdresser in the same app? I never thought it was possible.

Naledi M.

London, UK

FAQ

Questions about BorrowBuddy

What is BorrowBuddy?

BorrowBuddy Nexus is an app to borrow items from neighbors and lend what you own — a borrow and lend app for community circles that also lets you swap, organize events, recognize caregiving time and book trusted local services, with AMARIS AI to help you find anything in seconds.

Is BorrowBuddy free to use?

Yes. BorrowBuddy is free to join and will be available on iOS and Android. Join the waitlist today for early access, a Founding User badge and referral rewards.

How does BorrowBuddy keep borrowing and lending safe?

Every member is ID-verified and community-vetted. Agreements are generated digitally and confirmed by both sides, and trust scores reward reliable borrowers and lenders.

What can I borrow or lend on BorrowBuddy?

Tools, equipment, vehicles, electronics, camping gear, party supplies, baby gear and household items — plus services like hairdressing, tailoring, childcare, tutoring and home repairs.

What is AMARIS AI?

AMARIS AI is BorrowBuddy's built-in assistant. Ask in plain language — for example “find a camera to rent this weekend” — and it surfaces real matching items, events and services from the BorrowBuddy community.

What is CTC™ on BorrowBuddy?

CTC™ is BorrowBuddy's time-tracking and trust system for time-based services such as caregiving, companionship, beauty and tailoring. Every session is timed and tracked so providers are fairly recognized for their time.

Where is BorrowBuddy available?

BorrowBuddy Nexus is a US company headquartered in Princeton, New Jersey, built for communities across the United States. We also have teams in London, UK and Accra, Ghana. The app is launching soon — join the waitlist for early access.

BorrowBuddy Journal